How customer financing works

You share the application link. Your customer applies and can review any offer before deciding. Here’s what happens at each step.

What you and your customer do

Talk through the details with us
Tell us what you sell and how customers pay today. We’ll go over the merchant agreement with you, including fees and when your business gets paid.
Share your application link
Once your business is set up, you’ll get your own link. Add it to a quote or send it to a customer who asks about paying over time.
Let your customer review their options
Your customer applies through the link. If they receive an offer, they can read the payment schedule, cost, and other terms before they decide.
Get paid for the financed sale
Your merchant agreement explains what needs to happen before payment is sent, how it’s sent, and when to expect it.

Your merchant agreement covers your business’s fees and payment schedule. Your customer’s financing agreement lists the terms of their offer.